Sameer Singh JainiDEPA — Account Aggregator — PDP — Master Direction — Credit Card and Debit Card — Issuance and…Indian Credit Card Industry is led by just top 4 banks, which control 70% of the issuance market (Source: May 2022 data of RBI) and even…5 min read·Jul 17, 2022----
Sameer Singh JainiRationalisation of Compliance to KYC Requirements: This changes everything for Banks and NeobanksRBI has provided the biggest fillip to digital in India: Rationalisation of Compliance to KYC Requirements Key changes made by RBI in…2 min read·May 5, 2021----
Sameer Singh JainiThe Digital Fifth Indian Fintech Influencers 2021No Sector or Industry would have experienced the growth it has seen without a few key individuals to influence it. These individuals have…12 min read·Mar 3, 2021----
Sameer Singh JainiThe Digital Fifth’s Top 30 Fintech Influencers of the MENA Region- 2021MENA region is one of the hotspots that has seen Fintech’s grow. From Setting up Sandbox to establishing ‘Reglab’, which eases Fintech…13 min read·Mar 2, 2021----
Sameer Singh JainiNew Umbrella Entity (NUE) for Retail Payments: Implications on Indian Banking EcosystemPayment ecosystem has grown massively in the last decade due to the work done by RBI, NPCI, Banks, Fintechs and the entire ecosystem…2 min read·Oct 20, 2020----
Sameer Singh JainiSetting up Profitable Digital Lending Business: India will have 5 Digital Lending Unicorns in the…Indian customers across Retail and SME segments, who are unable to get loans from banks, are willing to pay high interest and fees to get…4 min read·Oct 13, 2020----
Sameer Singh JainiThe Digital Fifth Top 30 Fintech Influencers in India 2019No sector in any industry experiences rapid growth without the help of key individuals who question the norm and strive to push limits…8 min read·Jan 1, 2019----
Sameer Singh JainiLending Fintechs : Aadhaar KYC challenges / Privacy issues / Tight Liquidity : What next?In last one year, massive amount of funding has been provided to Lending Fintechs in India across Retail and SME segments. I believe more…2 min read·Oct 14, 2018----
Sameer Singh JainiPivoting by startups: Realizing what makes senseI always looked at pivoting with some level of negativity. Basic thinking was that the founders would not have understood the market and…3 min read·Jun 22, 2018----
Sameer Singh JainiKey Fintech Trends of 2018 in IndiaDigital lending will go mainstream: This transformation would be powered by Indiastack, Regtech, UPI 2.0 and AI / ML. This would enable…2 min read·Dec 31, 2017----